FAQ

Session Fees and Insurance

There is a flat session fee for psychotherapy services, please contact us to discuss.

Insurance

We are in-network with Cigna, Empire Blue Cross Blue Shield, Blue Cross Blue Shield of Massachusetts, Aetna, United Health Care, and their respective sub-insurance companies. We are out-of-network with many other insurance companies. This means we do not participate directly with insurance companies other than those mentioned above and the respective sub-insurance companies. However, as an out-of-network provider, a superbill will be provided at the end of each month to submit to your insurance company for out-of-network reimbursement.

Many people have out-of-network benefits and can be reimbursed for psychotherapy services by as much as 40-70%, depending on your selected plan.

  • Here are some questions that may assist you when inquiring about psychotherapy services with your insurance provider:

  1. Does my plan offer any out-of-network benefits for mental health?

  2. Do I have a deductible? If yes, how much of it has already been met?

  3. Are there any limitations on the number of sessions my plan covers for mental health?

  4. How much will I get reimbursed per visit when I see an out-of-network mental health provider?

  5. Do I need any prior approval or referral to get reimbursed?

Payment

  • Clients are always responsible for payment at the time of visit.

  • Payment is accepted in cash, credit or debit cards, Venmo, Cash App, or Zelle.

  • Ask your employer about a health savings account: F.S.A. (Flexible Spending Account), that may assist you with payments.

Cancellation Fees

  • If you do not cancel or reschedule your appointment within 24 hours of your scheduled time, you will still be responsible for the full session fee.

  • In the event insurance is your primary payment and you fail to cancel or reschedule within 24 hours of your scheduled time, you will be charged directly to cover the cancellation fee.

financial assistance for therapy

The Loveland Foundation was established in 2018 by Rachel Cargle in response to her widely successful birthday wish fundraiser, Therapy for Black Women and Girls. Her enthusiastic social media community raised over $250,000, which made it possible for Black women and girls nationally to receive therapy support. Black women and girls deserve access to healing, and that healing will impact generations.

The Loveland Foundation is the official continuation of this effort to bring opportunity and healing to communities of color, and especially to Black women and girls. Through fellowships, residency programs, listening tours, and more, ultimately we hope to contribute to both the empowerment and the liberation of the communities we serve.

questions you may have

How do I know if I need psychotherapy? : Consider seeking therapy if you're struggling with emotions, relationships, or life changes impacting your well-being or simply being human.

Are there different approaches or types of psychotherapy? : Yes, various approaches exist, including cognitive-behavioral, psychodynamic, humanistic, and more. Different therapies suit different individuals.

What is psychoanalysis? : “It is an open conversation that aims to uncover ideas and memories long buried in the unconscious mind through various techniques. Identifying patterns in the client’s speech, reactions, behavior can help the individual better understand their thoughts, behaviors, and relationships as a prelude to changing what has been dysfunctional.” -Brenner, Grant, Hilary (2017, Dec 17). What is Psychoanalysis by Psychology Today. https://www.psychologytoday.com/us/basics/psychoanalysis

How does psychotherapy work? : Psychotherapy involves talking with a trained therapist to explore thoughts, feelings, and behaviors. It aims to promote self-awareness, understanding, and positive changes.

What types of issues can be addressed through psychotherapy? : Psychotherapy can address a wide range of issues, including anxiety, depression, relationship problems, trauma, grief, and personal growth.

How long does psychotherapy usually take? : The duration varies, but many therapies are structured in short-term (few sessions) or long-term (months to years) formats, depending on individual needs. Here at TDST, we provide long-term therapy as we believe in getting to the root cause of our concerns, which is a slow, cumbersome process.

What is a plant ally? : Plants are living organisms and one can connect to the spirit of a plant for wisdom, guidance, teachings, and healing. More specifically, we can look at the “ancient ancestral plant spirit ally,” Marijuana, Ashwagandha, or Valerian Root as plant allies to aid and guide us through our journey of introspection and self-healing.

Why is marijuana considered a plant ally and not an illegal drug? : As per Stephen Gray, he reports: “when we meet cannabis with intention and focus, its ability to clarify and amplify can both shine a light on the illusions we carry and invite us to release into a deeper, more relaxed, open-hearted presence that feels real and right.” When surrendering to the inner stillness, It becomes a condensed and heightened mindfulness and awareness meditation.

How can herbs or spiritual plant allies contribute to a holistic approach to mental well-being? : Using herbs in conjunction with psychotherapy can be beneficial for several reasons, such as the calming effects. Certain herbs, such as chamomile or lavender, have calming properties that can help reduce anxiety and stress. Integrating these herbs into one's routine may enhance the relaxation achieved through psychotherapy. There are also the benefits of enhanced mood support. Some herbs, like St. John's Wort or Ashwagandha are believed to have mood-enhancing properties. Combining these with psychotherapy may contribute to a more positive emotional state. Lastly, but certainly not least, herbs or spiritual plant allies assist with our mind-body connection. Herbal teas can be a part of mindfulness practices. Engaging in rituals such as preparing and sipping herbal tea can create a mindful, soothing experience that complements the therapeutic journey.